Also known as Prescription Drug Plans, Medicare Part D helps cover the cost of your prescription drugs.

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If you are enrolled or plan to enroll into a Medicare Advantage Plan (Medicare Part C) you cannot enroll into a Prescription Drug Plan. Part D coverage is included in most Medicare Advantage plans.

 

You must have either Medicare Part A or B to enroll into a Prescription Drug Plan.

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Typically, you can only enroll in or make changes to a Prescription Drug Plan plan during the Medicare Annual Enrollment Period (AEP). The Medicare Annual Enrollment Period is every year, starting on October 15th, and ending December 7th. Any changes made during the Annual Enrollment Period will go into effect January 1st of the following year. 

 

There are some exceptions to to the enrolment window for Prescription Drug plans, including but not limited to:

• Turning 65 and enrolled in Medicare Part B

• Over 65 but Medicare Part B is just becoming effective.

• Special Election Periods such as moving, loosing an employer health plan, or your plan no longer being available.

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To see available Medicare Advantage plans in your state, if you have a Special Election, if you have questions or would like a free quote, please reach out to us today.